Certificates of Deposit


Earning More on Your Money with CDs

Bogota Credit Alliance certificate of deposit accounts provide customers with a convenient way to earn more on their money. Funds in a certificate of deposit account earn a higher rate of interest over a traditional savings account. With a variety of terms ranging from 3 months to 5 years, minimum deposits as little as $1,000 and competitive interest rates that are guaranteed for the term, there is a CD to match your individual needs and investment goals. Let the Bogota Credit Alliance team help determine the right CD for you.

Online CD Accounts

Bogota Credit Alliance offers the opportunity to open select deposit CD accounts online. Online accounts typically will carry a higher interest rate. Please review our online terms and conditions carefully.

Online Account Opening


Summer Specials!

  • 12 month CD* at 0.50% APY***
  • 18 month CD* at 0.60% APY***

Call now to learn more! (201) 862-8260


Open Your CD Today

Visit your local branch or call (201) 862-8260.

View Today’s CD Rates

Bogota Credit Alliance, headquartered in the Bergen County town of Teaneck, offers Certificates of Deposit (CDs) to customers throughout the state of New Jersey.

* CD=Certificate of Deposit.***APY=Annual Percentage Yield. Account Opening is limited to NJ residents. Minimum opening deposit of $500 for 9 month IRA CD product. Minimum opening deposit of $1,000 for 9 month and 13 month non-IRA CD products. Interest is compounded daily and posted monthly. Early withdrawal penalty is 91 days simple interest for the 9 month and 180 days simple interest for the 13 month products. Fees may reduce earnings. Rate valid as of September 11, 2020. Other deposit products, rates and services are also available. Subject to change without prior notice. The bank is not responsible for any errors or misrepresentations.



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