Fixed Rate Home Equity


Access the Money You Need

A fixed-rate home equity loan is the answer for customers seeking a consistent monthly payment that fits within a particular budget. Bogota Credit Alliance offers a variety of products, all at competitive rates. Our knowledgeable lending team will take the time to understand your individual needs in order to select the financing option right for you.

How to Apply

Visit your local branch or call (201) 862-8260 Ext 1124. You can also choose to take advantage of our Online Application or download a hard copy of our FRHE Application.

Apply OnlineView Today's FRHE Rates


Get this special rate now!

10 Year Fixed Rate Home Equity at 3.750% APR*

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*APR= Annual Percentage Rate. Maximum loan to value (LTV) 75% for loan amounts up to $300,000; Max LTV 70% for loan amounts from $300,001 to $500,000. New loans only. Loan amounts above $300,000 will require title insurance at borrower’s expense; Property insurance is required at borrower’s expense and flood insurance may be required also at borrower’s expense. Subject to credit and underwriting approval. Loans available on 1-4 family owner-occupied dwellings in many NJ counties. Other rates, terms & products also available. Rate valid as of May 23, 2019 and is subject to change at any time without prior notice. The bank is not responsible for any errors or misrepresentations.



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