Home Equity

Turn Your Dreams Into Reality With A Home Equity Line Of Credit.


Meeting Needs with Home Equity Financing

We’ve earned the trust of our communities and have long been committed to delivering what’s important to them. We are meeting our customers’ needs and helping fulfill dreams – whatever they may be. Home improvements, debt consolidation, education or a long-overdue vacation can be successfully financed with the right home equity loan.

Home Equity Line of Credit

Bogota Credit Alliance offers instant purchasing power and flexibility with a home equity line of credit (HELOC) that fits your specific needs. With access to cash at any time, a line of credit is a valuable financing option for large purchases or expenses that are needed immediately. Education tuition, home renovation projects or unforeseen medical expenses are typical expenses that may benefit from home equity lending. Visit your local branch or call (201) 862-8260 Ext 1124. You can also choose to take advantage of our Online Application or download a hard copy of our HELOC Application.


Get this great rate now!

Home Equity Line of Credit at 2.75%* 30-Year Revolving Term.

Apply Online



For more information or questions, visit your local branch or call 201-862-8260 Ext 1124.

View Today’s Home Equity Rates

*Start Rate of 2.75% based on NY Prime rate as published in the Wall Street Journal minus 1.50% for the life of the loan. Floor is 2.75%. Product has a 15-year period of draw and repayment, followed by 15-year repayment only period. Maximum line amount of $500,000. Line amounts over $300,000 may require title insurance at borrower’s expense. Product available on 1-4 family owner-occupied dwellings in many NJ counties. Appraisal required showing a Maximum loan to value (LTV) of 75% for lines up to $300,000; 70% for lines up to $500,000. Rate valid as of September 10, 2020. Adequate property insurance is required. Flood insurance is required where applicable. Other loan products, rates and terms are available. Subject to change without prior notice. Subject to all bank underwriting conditions. The bank is not responsible for any errors or misrepresentations.



back to top