Residential Mortgage

Home Mortgage Solutions to Fit Your Needs

Buying a home is one of life’s most exciting opportunities. We are proud that generations of families have relied on Bogota Credit Alliance to help with their mortgage needs. At Bogota Credit Alliance, we know that each of our customers’ borrowing needs are unique and therefore provide a variety of mortgage products. Our lending experts take the time to understand your specific situation so that we can match you with the right lending package. Whether you’re purchasing your first or second home, looking for a larger home, downsizing or refinancing your current mortgage, Bogota Credit Alliance has the right loan for you.

Many Types of Residential Mortgages

Bogota Credit Alliance offers Fixed-rate, Adjustable, Jumbo, First Time Home buyers and Refinance solutions, each carrying a variety of terms at competitive rates.

A Proven Partner Throughout the Entire Lending Process

When you make the decision to purchase a home – whether it’s your first or fifteenth – you need a financing partner who is not only knowledgeable and experienced, but committed to you, as well as your closing. As a true community bank with more than a 125-year history, Bogota Credit Alliance has a long-term investment in our neighbors and their dreams. We are ready to be your partner throughout the entire mortgage process – from application to closing – and ensure a simple and smooth experience.


15 Year Fixed Rate Mortgage

  • 3.250% - $7.03 per thousand, per month**
  • 3.305% APR* - $2.5 Million Maximum


How to Apply

For more information and for a mortgage application, visit your local branch or call (201) 862-8260 Ext 1124. You can also choose to take advantage of our Online Application or download a hard copy of our Mortgage Application.

Apply Online View Today’s Residential Mortgage Rates



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